The Sigma Financial Group will not stop calling me personally. Exactly what can i really do about any of it?
That depends. The Sigma Financial Group, as with any business collection agencies agencies, is needed to work relative to guidelines put down by the Financial Conduct Authority.
Debt collectors cannot, for instance, threaten action that is legal they know it really is not likely to materialise. They can’t send letters that seem like court types or pretend to possess powers that are legal do not have ( they can’t, for instance, send bailiffs round with no court order). In addition they can’t chase you for re re payment whenever your financial obligation will be handled using a Trust Deed Scotland or IVA (Individual Voluntary Arrangement).
Furthermore, as being a known user associated with Credit Services Association, The Sigma Financial Group has additionally consented to strive to your CSA rule of conduct.